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Consoldiate your debt into single payment

  
 Debt Management

Get all your debt managed into a single monthly payment without the need of borrowing another debt consolidation loan.consolidate debt

Debt management help
Debt Consolidation

Find out if debt consolidation is really worth the thought. Look at what options you have to consolidate your debt.

iva debt help solution
Debt Management

Take full controll of paying back your debts with your affordability in mind. Debt consolidation without a loan.

Debt help and advice
IVA Debt Help

Government approved debt solution. Get your debts wiped off by your creditors. Be debt free in 60 months .

debt settlement, full and final iva
Full and Final IVA

Homeowners! up to75% of your debts wiped off. If you can raise the cash the you can see yourself debt free in 3 months.

Debt settlements , full and final IVA
CCJ debt help

Find out what you need to do if you have received a county court judgement Here we will show you how to keep in control.

business debts, commercial debts
Business Debts

If you have business debts you can enter a debt solution and still trade. All the right infromation you need.

Do you qualify to get your debts wiped off ?

If you have been affected by debt due to change in circumstances and want to speak to someone who can advise you on how to wipe off the majority of your debt. Then please call our debt free helpline on 0161 244 5649

If you find your self struggling with debt then this solution can help you become debt free without any hassle from your creditors. With an IVA you pay one monthly payment for no longer than five years no matter how much you owe you would pay single manaegable monthly payment for no longer than five years. After the five years any remaining balance of the debt will be written off by your creditors leaving you debt free. This is one of the most popular personal debt management solutions available for England, Wales and Northern Ireland.

Example Cases

Total Debt Monthly payment Duration Total debt you pay back Total debt wiped off
£20,000
£180
5 years
£10,800
£9,200
£25,000
£200
5 years
£12,000
£13,000
£30,000
£221
5 years
£13,260
£16,740
£35,000
£242
5 years
£14,520
£21,740
£40,000
£263
5 years
£15,780
£24,220
£50,000
£305
5 years
£18,300
£31,

How does it work ?

An IVA is a legal solution that is administered by a licensed practitioner. The Pracctioner will type up a legal proposal to your creditors offering them a monthly payment for no longer than five years. Once the IVA is signed, your creditors cannot change the proposal or make random amendments to it. Unlike a Debt Management plan all your interest will be frozen immediately and your creditors are not allowed to make any form contact with you. For detailed information click here or call our debt free help line on 0161 244 649

Will this debt solution affect my credit?

Good credit status can only get you more credit, and if you are struggling with debts and high repayments; good credit is something you are unlikely to be looking for. However, none of the debt solutions we offer will affect your ability to get a mortgage, since a mortgage is always secured against your property interest rates may vary but that is only because your credit status will probably already be affected. It is not advisable to try to take out any further loans, and you may be turned down due to your current credit status

credit card debt help

Credit Cards

Store cards and credit card debt

Solicitor fees

unsecured debt advice

Unsecured loans

Repay catalogue debts

Overdrafts

medical bills

Medical Bills

Solicitor fees

Car HP (if returned)

Store Hp debt consolidation

Store HP

Bank overdraft charges

Store cards

mobile phone bills

Catalogues

Car hp  debt

Disconnected mobiles

Best Debt Advice Policy

Living with debt on a daily basis is difficult enough at the best of times. If you don't know what to do to get clear of it, then that just makes matters worse. Of course, you need advice -- but you have to be careful. There are too many Debt management companies out there whose advice will be based on their financial needs rather than yours. What you really require is advice that's both accurate and independent. And if it comes at no cost to yourself, so much the better.

DEBT FREE HELP.CO.UK is a free comprehensive review of your financial situation, involving no obligation on your part whatsoever. It will establish precisely where you stand, and what options are available to you. Based on that, we will then suggest what we consider to be the best solution for your particular debt problem, advice that you are free to take or ignore as you please.

debt management help

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