Free Debt Advice
So I can just ring you up for advice and you won’t charge me anything?
That’s right. Ring us up, contact us online, whatever. We’ll give you a full and
comprehensive consultation, and it won’t cost you a penny.
What about if things move on from there – if there’s some debt plan you think I
should take up. You presumably charge for organising that?
No, we don’t. Say, for instance, that we conclude that your best option would be
a Debt Management Plan. We don’t manage DMPs ourselves, so we’ll refer you to
another company free of charge.
But IVAs are your thing, aren’t they? If you think I should go for one of those,
then I would be charged.
Again, no. You have to make a distinction here. Yes, certainly, because an IVA
is a legal process, it involves legal fees. Once it’s set up you have to pay for
it to be administered. But that’s a very different thing from actually paying
for the process of trying to set it up in the first place.
Many companies make
you start paying the costs of an IVA before the arrangement has actually been
agreed. If it turns out to be unsuccessful, you’ll find it very hard to reclaim
your money. We don’t do that.
We have no upfront charges whatsoever. With us,
you only pay for the IVA if and when the IVA is in place.
And, incidentally,
because our licensed practitioners have close relationships with most creditors
and know from experience what they will and will not accept, the odds are very
good that an IVA will be accepted if we propose it for you.
It all sounds good – how do I find out more?
Please complete our Online form or call our debt free helpline on 01612445649