JUGGLING WITH DEBTS

We come across a lot of people who find themselves making payments to their credit cards by using another credit card. This can seem tempting since the money on the other card is available, but consumers are often unaware of the potential risks they are running.
For information on how to avoid this trap, click here.

NOTHING LEFT OVER AFTER DEBTS ARE PAID

You make regular payments to your creditors, but don’t have enough left over at the end of each month. You need to prioritise your spending so that your creditors only receive what you can realistically afford.

Contact us and we will explain all the options available to you for reducing your monthly creditor payments and work to tailor a solution specifically suited to your personal situation.
(Please note that if you are a home-owner you must not prioritise your payments to your creditors over your mortgage.)

Click here for a call back request.

CREDIT CARD TRANSFERS

You may receive offers of 0% interest rate cards that give you the opportunity to pay your debts for 6 months. However, you must ask yourself whether you’ll actually be able to pay off that debt once the 6 months is up. If you’re concerned about this, please contact us. You could be eligible to wipe off the majority of what you owe and be able to freeze all the interest on cards, loans and other debts.
To find out how you can break your way out of the vicious interest circle without having to sign new credit agreements, click here.

NOT PAYING YOUR DEBTS AT ALL

Of course you should be paying your debts, but it’s understandable that you may just throw your hands up in despair when creditors ask for unreasonable amounts that you are simply unable to pay.

Regardless of the size of your debt, we can arrange for you to make one single affordable payment each month, which will be distributed to all your creditors.

For more information please click here

PAYING ONE OR TWO CREDITORS BUT NOT THE REST

Of course you try to prioritise your repayments. But the creditors you don’t pay are not going to go away. You are merely storing up trouble for yourself in the future.

We can explain how you can satisfy all your creditors each month with one affordable payment.

For more information click here.

LOOKING TO CONSOLIDATE ALL YOUR EXISTING DEBTS? -

If you think consolidation is the best solution, we can explain how to do it without having to take out more credit. Borrowing yourself out of debt simply does not work!

Click here for further details.